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More than just insurance financing

Insurance will always be a necessity and how we pay for it is becoming more of a challenge.  Premco goes beyond financing to offer creative solutions that help clients of all sizes. Our high-touch, high-tech philosophy creates a positive user experience that is both simple and helpful in maximizing our client’s revenue.

SOLUTIONS THAT WORK

We Provide an Array of Value-Added Solutions

Premco’s ultimate goal is to provide our clients with the tools and knowledge they need to evaluate their options and make choices that are right for them.  Our competitive, personalized products assist in day-to-day operations creating a next level relationship with agencies & insureds nationwide.

Premium Financing

In a credit conscious market, premium financing is the perfect solution for insureds. There are no credit checks and the application process is simple. Plus, financing enhances cash flow without tapping in to existing credit resources, making insurance more affordable for insureds and more retainable by the Agency.

Cash Management

Maximizing working capital is what we do. Premco offers deposit accounts at rates that compete with long-term instruments. No lock-in period required!

Investment
Opportunities

Founded in 1989 with 7 agency investors, Premco has grown into a nationally known finance company with over 90 insurance industry shareholders.

Our company mission is to exceed expectations

Learn. Empower. Teach. Repeat.

Premco’s motto is rooted in the fact that knowledge is power and empowerment creates loyalty. We are driven to help our clients expand and grow because your success is our success.

STAY UP TO DATE

NEWS & EVENTS

Events
March 5, 2024

Join Us at CE & Suds Event

Join the Premco team at the 10th Annual CE & Suds Event brought to you by the PIA of Michigan
Premium Financing 101
August 30, 2023

Understanding Premium Finance Companies

Discover how premium finance companies like Premco Financial can preserve your working capital, tailor your insurance coverage, and offer flexible…
Premium Financing 101
August 28, 2023

Exploring Excess and Surplus Markets in Insurance

In the realm of insurance, there exists a dynamic landscape known as the excess and surplus (E&S) market. This market…
Premium Financing 101
August 28, 2023

Understanding Insurance Premium Financing: An Overview

Insurance premium financing is a crucial financial tool that plays a significant role in managing insurance costs. In this introductory…

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